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Our Loan Programs
If you've got great credit, we've got a great rate for you! Choose from 15 or 30 year fixed rate loans.
Active duty military & retired veterans may qualify for low down payments, flexible guidelines & great rates!
Great for first time homebuyers & those with limited credit, FHA offers flexible guidelines.
You might be surprised what qualifies as "Rural" property around the metro Memphis area!
Down Payment Assistance Loans
Short on down payment funds for a home loan? Find out about Down Payment Assistance Programs which may help.
Memphis Mortgage Lending
The Karlton Govan Lending Team
If you're thinking about buying a home or already started the process, you've come to the right place!
The Karlton Govan Lending Team has the lending products you need and the service you want to make sure your mortgage goes as smoothly as possible!
We are local, Memphis based lenders who understand the area and are committed to being part of the community.
Down Payment Assistance Program
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